Terms & Conditions

Last updated on 13 July 2024

1. Introduction

Welcome to Know Your Worth. By accessing our website (the “Site”), you agree to be bound by these Terms of Service (“Terms”, “ToS”), all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on Know Your Worth’s website for personal, non-commercial transitory viewing only. Under this license, you may not:

  • modify or copy the materials;
  • use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
  • attempt to decompile or reverse engineer any software contained on Know Your Worth’s website;
  • transfer the materials to another person or “mirror” the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by IceBlock LLC at any time.

3. Disclaimer

The materials on Know Your Worth’s website are provided on an ‘as is’ basis. IceBlock LLC makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Financial Advice Disclaimer

IceBlock LLC isn’t a registered financial advisor or broker-dealer and doesn’t provide personalized financial, investment, tax, or legal advice. Our information is intended for informational purposes only and should not be considered as specific advice or recommendations. Your investment decisions should be based on your own risk tolerance and financial situation.

5. Limitations

In no event shall IceBlock LLC or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on IceBlock LLC’s website, even if IceBlock LLC or an IceBlock LLC authorized representative has been notified orally or in writing of the possibility of such damage.

6. Accuracy of Materials

The materials appearing on IceBlock LLC’s website could include technical, typographical, or photographic errors. IceBlock LLC does not warrant that any of the materials on its website are accurate, complete, or current. IceBlock LLC may make changes to the materials contained on its website at any time without notice. However, IceBlock LLC does not make any commitment to update the materials.

IceBlock LLC has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by IceBlock LLC of the site. Use of any such linked website is at the user’s own risk.

8. Modifications

IceBlock LLC may revise these Terms of Service for its website at any time without notice. By using this website, you are agreeing to be bound by the then-current version of these Terms of Service.

9. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Texas and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

10. User Data and Website Analytics

Data Collection

Know Your Worth collects a variety of personally identifiable information, including financial data, through third-party services such as Google Analytics, as well as through our own data collection efforts. This information includes, but is not limited to, your full name, address, state, zip code, telephone number, email address, financial details, and any other information you provide during your use of our Site.

Use of Data

The data collected through analytics and other methods is used for statistical analysis, to improve our services, and to provide personalized recommendations and support. IceBlock LLC may share your data with third-party service providers who assist us in our operations, under the condition that they do not use your data for their own purposes.

Cookies

Our website uses cookies to distinguish you from other users of our website. This helps us provide you with a good experience when you browse our site and allows us to improve our site. By continuing to browse the site, you are agreeing to our use of cookies.

User Rights

You have the right to opt-out of being tracked by Google Analytics or other analytics services we use. For more information on how to manage and delete cookies, visit aboutcookies.org. You also have rights under data protection laws in relation to your personal data, including the right to access, correct, or delete any personal information we may collect.

11. Limitation of Liability

In no event shall IceBlock LLC or its affiliates be liable for any direct, indirect, incidental, special, or consequential damages arising from the use or inability to use our platform.

12. Subscriptions

Subscription Period

The Service or some parts of the Service are available only with a paid Subscription. You will be billed in advance on a recurring and periodic basis (monthly or annually), depending on the type of Subscription plan you select when purchasing the Subscription. At the end of each period, Your Subscription will automatically renew under the exact same conditions unless You cancel it or the Company cancels it.

Subscription Cancellations

You may cancel Your Subscription renewal either through Your Account settings page or by contacting the Company. You will not receive a refund for the fees You already paid for Your current Subscription period and You will be able to access the Service until the end of Your current Subscription period.

Billing

You shall provide the Company with accurate and complete billing information including full name, address, state, zip code, telephone number, and a valid payment method information. Should automatic billing fail to occur for any reason, the Company will issue an electronic invoice indicating that you must proceed manually, within a certain deadline date, with the full payment corresponding to the billing period as indicated on the invoice.

Fee Changes

The Company, in its sole discretion and at any time, may modify the Subscription fees. Any Subscription fee change will become effective at the end of the then-current Subscription period. The Company will provide You with reasonable prior notice of any change in Subscription fees to give You an opportunity to terminate Your Subscription before such change becomes effective. Your continued use of the Service after the Subscription fee change comes into effect constitutes Your agreement to pay the modified Subscription fee amount.

Refunds

Except when required by law, paid Subscription fees are non-refundable. Certain refund requests for Subscriptions may be considered by the Company on a case-by-case basis and granted at the sole discretion of the Company.

Free Trial

The Company may, at its sole discretion, offer a Subscription with a Free trial for a limited period of time. You may be required to enter Your billing information in order to sign up for the Free trial. If You do enter Your billing information when signing up for a Free Trial, You will not be charged by the Company until the Free trial has expired. On the last day of the Free Trial period, unless You cancelled Your Subscription, You will be automatically charged the applicable Subscription fees for the type of Subscription You have selected. At any time and without notice, the Company reserves the right to (i) modify the terms and conditions of the Free Trial offer, or (ii) cancel such Free trial offer.

13. User Accounts

When You create an account with Us, You must provide Us with information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of Your account on Our Service.

Contact Us

If you have any questions about these Terms, please contact us at [email protected].